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J. Scott Harris – MortgageXperts.com

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What a mortgage calculator won’t tell you – MarketWatch

If you’re thinking about buying a home, you’ve probably used — or at least heard of — a mortgage calculator . These nifty tools can help you figure out the price range of homes you may be able to afford and estimate your monthly mortgage payment.

With an event as big as buying a home, it’s smart to take advantage of resources like mortgage calculators to help you make decisions.

But there’s more to determining home affordability than figuring out a mortgage payment, and you have to carefully assess your financial situation before you start worrying about fluctuating interest rates and home-price trends in your area.

via What a mortgage calculator won’t tell you – MarketWatch.