Is your credit score a mystery to you? Well, it may be time to demystify that three-digit number, since a good credit score is a key factor in getting a better interest rate on your mortgage.

“Your credit score is the foundation of your financial health,” says Anthony Sprauve, senior consumer credit specialist for Fair Isaac Corporation FICO, an analytics software company and owner of the FICO Score.  The FICO score is a standard for measuring credit risk in the credit card, banking, retail, and mortgage industries.

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Read on for five little-known ways to improve your credit score and ultimately get you the best interest rate possible for a home loan.

via Five smart moves to improve your credit score for the best home loan – Yahoo Homes.

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via What Contingency Should Your Home Purchase Offer Have? – Buy – realtor.com.

For many first-time homebuyers, the process can seem daunting and overwhelming. The search for a home, the mortgage application process and mountains of paperwork can be exhausting and nerve-wracking.There are homeowner education programs, but many buyers don’t know they exist. The Texas Association of
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Realtors and the Texas State Affordable Housing Corp. have joined together to ensure that Texas residents have an outlet to learn more about buying a home and potentially remove some anxiety from the home buying process. The two organizations have partnered to launch “Get Ready Texas: Making Texans Homeowners for Life”.

via New program aims to “make Texans homeowners for life” | 2014-04-07 | HousingWire.

It’s that time of year, y’all!

As tax time is quickly approaching, you may be doing the last-minute scramble to pull together all your receipts, deductions, and income statements.  But in the rush, you may be overlooking significant tax savings that homeownership can bring This actually restricts the blood to reach the canadian levitra midwayfire.com sex organs improving sexual performance. If you do not know where help is needed, cialis online shop start by calling your local Salvation Army, Goodwill, or a church and tell them you want to help others stop this ugly smoking habit then this could be your opportunity. Under current Texas law, adults ages eighteen to twenty four who are getting a new license for the first time will need to take a six hour adult levitra 100mg pills midwayfire.com drivers ed course. The stamina canadian pharmacy tadalafil and strength of making love to your partner, you are also one among millions of other males with erectile dysfunction. if you’re planning to itemize your deductions this year.  Already done with your taxes? The good news is that these are 12 tax saving tips you can plan ahead for – and utilize next year, too!

via 12 Home Deductions to Help Shrink Your Tax Bill | Trulia Tips.

More on Millenials!

Nielsen recently released their report “Millennials – Breaking the Myths” and today I want to focus on the information reported about Hispanic Millennials.
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Of the 77 million Millennials, 19% are Hispanic. This group (age 18-36) is the most racially and ethnically diverse than any previous generation. According to this report, Nielsen expects the Hispanic population to grow by 167% by 2050.

via Hispanic Millennials & Housing | Keeping Current Matters.