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J. Scott Harris – MortgageXperts.com

Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them! We close loans every day that Banks would not, or could not approve. NMLS # 375517 – Mobile 214-435-8825

Co-signing for your children’s car or student loans can hurt your home qualification… Plan ahead…

Zillow Questions:

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I leased a car for my daughter. If I show proof she is making the payment, will a lender remove that payment?

  • November 09 – Carlsbad

 

Your Answer

Generally we need 12 months cancelled checks.  But, if you have 6 months cancelled checks on the current auto lease paid from her bank account (you cannot be on the bank account) and you are able to show the same for the previous auto loan, my Underwriters would accept that and NOT count the loan in your qualifying ratios.

http://www.zillow.com/advice-thread/I-leased-a-car-for-my-daughter-If-I-shw-prf-she-is-making-the-pymnt-will-a-lender-remve-that-pymt/673066/

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