J. Scott Harris – MortgageXperts.com

Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them! We close loans every day that Banks would not, or could not approve. NMLS # 375517 – Mobile 214-435-8825

J. Scott Harris – MortgageXperts.com - Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them!  We close loans every day that Banks would not, or could not approve. NMLS # 375517  – Mobile 214-435-8825

We can now Approve loans based on a new salary or new job BEFORE it happens!

Teacher

Conventional loan rule changes have been tough on “Projected Income.”
Closings had to be delayed until a borrower received their 1st pay stub with the new raise, or AFTER they started a new job and received the 1st pay stub.

Teachers have especially had trouble buying a new home during summertime if they happen to be changing jobs and moving to a new school district.

FHA allows “projected income” from a raise or new job to a maximum of 30 days before the effective date.

But, now we can approve and close a Teacher’s or Relocating Executive’s home loan up to 90 days prior to the effective date of their raise or start date of employment.

Specific requirements must be met, such as written verification of the salary increase and the effective date of the increase.  For a new job, the employment offer must be non-contingent, and the fully executed offer letter and borrower’s acceptance must be included in our file.

REALTORS – This program will make summer’s closings much easier!

 

Call us to get on a path to mortgage and credit qualification that will quickly lead to your new home.

Even if another Bank or Lender has said “NO,” we will work with you until we can say “YES.”


Call us 1st to AVOID mortgage problems,
Call us 2nd to SOLVE them!

Click Here to start your quick Free Credit Analysis & Loan App Now!

scott-circle

J. SCOTT HARRIS | VICE PRESIDENT & BRANCH MANAGER
& MORTGAGE MIRACLE WORKER

NMLS # 375517  | (M) 214.435.8825 | (F) 866.343.3688
jharris@goldfinancial.com  www.goldfinancial.com  |  Apply Now
LinkedIn  |  Facebook  |  Twitter  |  JSH BLOG – News & Articles
GoldEmailLOGO
885 E Collins Blvd Ste 110
Richardson, TX 75081

Closing FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana
Gold Financial Services, Inc. is a Division of Amcap Mortgage, Ltd. NMLS #129122. Equal Housing Lender

 

 

Nothing make us more proud – Funding a Disabled Veteran’s 1st Home Purchase

This was his initial email to me:

I like to ask if you really approve for 580 credit score using a VA loan which is the promotion appear about you in google. If you really do contact me by email. I am a service connected disability VA qualify and I have my Certificate of eligibility, my credit is only 588 mid score. If you really for sure no tricks will approve me contact me by email.

Funded 3-23-2016 – My TEAM deserves all the credit!


Way to go Jani, Brian, Sandy and to the best UW’s and Closing Department in the business.

 

 

 


Call us 1st to AVOID mortgage problems,
Call us 2nd to SOLVE them!

Click Here to start your quick Free Credit Analysis & Loan App Now!

scott-circle

J. SCOTT HARRIS | VICE PRESIDENT & BRANCH MANAGER

NMLS # 375517  | (M) 214.435.8825 | (F) 866.343.3688
jharris@goldfinancial.com  www.goldfinancial.com  |  Apply Now
LinkedIn  |  Facebook  |  Twitter  |  JSH BLOG – News & Articles
GoldEmailLOGO
885 E Collins Blvd Ste 110
Richardson, TX 75081

Closing FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana
Gold Financial Services, Inc. is a Division of Amcap Mortgage, Ltd. NMLS #129122. Equal Housing Lender

 

 

Realtors & Builders – If I could help you Close 1 MORE deal a month, Would you be interested?

sales-funnel

How many times a month do you have a motivated buyer that your current lender says cannot be done?

2 out of 10?

4 out of 10?

More?

What do you do with these disappointed clients? Say sorry and move on to the next one?

I can take these potential buyers and turn them into a stable and on-going source of APPROVED buyers for you that will last for years into the future.

For over 25 years, I have closed the loans that other Lenders could not, or would not spend the time and effort to get your buyers approved.

Reply if you would like to know more.

 

Call us 1st to AVOID mortgage problems,
Call us 2nd to SOLVE them!

We close loans every day that Banks would not, or could not approve.

Mortgage Expert
J. Scott Harris
Vice President – Mortgage Miracle Working – NMLS #375517
GoldLOGO
Closing FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana

885 E. Collins Blvd. Suite 110
Richardson, TX 75081
24/7 Mobile: 214-435-8825
Secure Fax: 866-343-3688
Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122


Another Happy New Home Owner! – Great Work Jani & Brian

Thank You All,

I can’t begin to tell you how happy we are to finally have our own home.
I’m so glad I found you guys, and would be more than happy to refer you to the world.
I would like to thank all of your team for what you have done, you really made this
whole process go very smoothly.
Keep up the great work and all the best to you and yours.

D & C H

We are very grateful for our clients who continue to refer us to their friends and family.

J. Scott Harris
Vice President – MORTGAGE MIRACLE WORKING
NMLS #375517
Gold Financial Services, Inc.

885 E. Collins Blvd., Road, Suite 110
Richardson, TX 75081
24/7 Mobile: 214-435-8825
Secure Fax: 866-343-3688

Apply Online – www.MortgageXperts.com

Gold Financial Services, Inc.
is a division of Amcap Mortgage, Ltd. NMLS# 129122

J. Scott Harris is named a Five Star award winner for the 3rd year in a row!

We are pleased to announce that J. Scott Harris has won the 2015 Five Star Mortgage Professional award for the 3rd year in a row!

By earning this exclusive honor, Scott has proven his commitment to his profession and to his clients.

Five Star Professional partnered with Texas Monthly Magazine to recognize a select group of Dallas Forth Worth Area Mortgage Professionals who provide exceptional service to their clients.

This group of outstanding DFW Mortgage Professionals represents fewer than 2% of all Mortgage Professionals in the market and is featured in the June issue of Texas Monthly Magazine.

Mortgage Professionals are measured using an objective, in-depth research methodology with significant focus on customer feedback and overall satisfaction.

Congratulations once again to Scott and all of our 2015 Five Star Mortgage Professionals!

Sincerely,
Dan Zdon
CEO, Five Star Professional

Outstanding Recommendation! *** We LOVE Happy Realtors & Clients *** Great Work Jerry!

Realtors are consistently looking for Lenders who can provide a product/service for their clients that take them to their goal – HOME OWNERSHIP.

Success is the name of the game and I have found GOLD FINANCIAL & JERRY HOLCOMB, to be the “very best!” Jerry was presented with an extremely challenging situation. He, and others within GOLD FINANCIAL, went beyond the norm. My client and his family is very pleased, to say the least. The dream is being realized creating a win/win for ALL.

I have since sent other clients to Jerry Holcomb – AND – have recommended his services to other Realtors.

NOW THAT IS A TRUE TESTAMONIAL, MAKE NO MISTAKE!!

As a Realtor for over 18 years I can confidently recommend Gold Financial Services.

JANET A. RINGER,  ABR, GRI, CNHS

469-688-2952    cell number
COLDWELL BANKER RESIDENTIAL BROKERAGE
PLANO OFFICE
4701 W.  PARKER ROAD
972 – 596 -9100  office  

“HOME . . . . . . . . WHERE THE STORY BEGINS”

www.cbdfw.com/janetringer

 * DFW…the perfect fit…see why at…  www.DFWRelocationGuide.com