We are in the market to purchasing a new home and liked a home that has been remodeled. I have a friend who told us that no matter if a seller has done a remodeling of the home the value of the house will not affect the value of the property that is listed on the county’s appraisal website. Does this mean that the house that is remodeled is not more than $84,000 and we make an offer that amount? Any feedback and help would greatly be appreciated.
ANSWER
- J. Harris, “jscottharris” Lender
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The only true value of a home is what a willing buyer and a willing seller will pay. Lenders & Realtors use comparable sales within the last 6 months to estimate a value of a home.
Once a buyer and seller have agreed on a price, the lender will order an appraisal to verify the price is supported with verified sales in order for the mortgage to be approved.
Generally, the TAX value lags in a rising market and never goes down in a declining market.. (sarcastic tax joke)
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Richardson, TX 75081
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